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🟢🟢 GREAT DSCR LOANS – 6.35% | ONE POINT (Alexandria, Va)
offered virtually
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Real Estate Investors – Buy or Refi with Cash-Flow-Based Lending
1-4 UNITS
✔ Rates as low as 6.35%
IF Your Credit Score is higher and Your LTV is under 80%, WE MIGHT be able to quote an even better rate !
✔ 1 Point
✔$1,499 Underwriting Fee
🏠 PROPERTY TYPES
Single-Family 1–4 Unit Residential
Condos
Long-Term Rentals (NO experience required)
Vacation Rentals (Airbnb / VRBO – experience required)
Unleased properties OK (must be rent-ready)
Rural accepted case-by-case
💰 LOAN TERMS
Up to 80% LTV – Purchase Rate/Term Refi 30 YEARS
Up to 75% LTV – Cash-Out Refi
DSCR 1.0 minimum
680+ Credit Score
$150K min appraised value
$100K min loan amount
Properties under $200K → 75% max LTV
✅ QUALIFICATIONS
680+ Credit Score
Cash-flowing property (DSCR ≥ 1.0)
6 months PITIA reserves
U.S. Citizen or Permanent Resident
LLCs allowed (highest % owner’s credit used)
🚀 PROGRAM BENEFITS
✔ Low-Doc / No Income Verification
✔ No pay stubs, no tax returns, no 4506
✔ 45-Day Rate Lock once appraisal is paid
✔ 30-Day seasoning for hard-money refis
✔ No source or seasoning of reserves
✔ Unlimited number of loans
✔ Vest in Personal Name, LLC, or Corporation
✔ Fast. Simple. Dependable.
🌎 LENDING STATES
We lend in ALL STATES EXCEPT:
AK, MD, MI, MN, NE, NV, ND, OR, PA, SD, UT, VT
📞 READY TO MOVE FAST?
DSCR lending made simple. Investors welcome.
Reply to this ad now to get terms today.
* ALL TERMS ABOVE ARE FOR GRADE A PROPERTIES AND BEST CREDIT SCORE.